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Infinitium ePayment simplifies
online payment processing by providing a reliable, secure, and affordable
way to accept payments, no matter what the size of your business.
Powered by PAYMENT POS Server (PPS), our robust payment platform and
secured with Fraud Detection Server (FDS), you can now transact online
and allow your customers to purchase within your site with confidence.
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| The PAYMENT POS Server version 2.0
[PPS] is a payment platform designed to provide payment connectivity
over the Internet between customers, merchants and financial networks.
Combined with Infinitium’s Fraud Detection Server (FDS), PPS
offers the most effective way to streamline the flow of online payments
quickly, safely, and above all, securely. |
PPS simplifies your ecommerce transactions and gives you the power
to secure your site, while giving your customers the assurance they
need to purchase your goods or services over the Internet. In short,
we make it easy for your customers to pay you.
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Ease
of Implementation
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PPS supports both hosted and non-hosted
merchant environments. |
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Application Program Interfaces (API) and Software
Development Kits (SDK) for ease of integration
into existing legacy systems. |
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Versatile
Payment Platform
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methods and mechanisms via Payment Adaptor in
one common platform: |
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ISO Adaptors for E-POS bank card |
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SSL Adaptors for Credit card and Debit card |
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HTTPS Adaptors for inter-bank e-Debit (FPX by
MEPS) |
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Phone Adaptors for CTI-based PABX Phone Credit
Card |
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WAP Adaptors for WAP and GRPS Credit Card |
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SMS Adaptors for SMS Credit Card |
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MPI Adaptors for 3D Secure and SPA-UCAF |
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Batch Adaptors for offline transactions such
as MEPS Cash and e-purse |
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Security
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PPS operates via 128 bit SSL encryption
and standard secure customer authentication protocols
such as Visa’s ‘Verified by Visa’
and MasterCard’s ‘Secure Codes’. |
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SSL server authentication confirms a web server’s
identity prior to processing transactions. |
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Communication between PPS, merchant and customer
is protected from alteration by third parties
during transmission, protecting your data integrity. |
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Powerful
Merchant Administration Tool
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Comprehensive transaction management
and reporting via merchant administration tool
giving you access to your online transactions
anytime, anywhere. |
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Extensive operational control to support a wide
range of payment transactions such as Authorization,
Sale, Capture, Refund, Reversals and Batch Settlement |
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Flexibility in selection of operation modes;
automatic, manual or both. |
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| Operator Administration |
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Create and Administer Users |
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Create and Administer Merchants |
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Create and Administer Acquirers |
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Create and Manage Batch Close Scheduler |
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View Batch and Transaction Summary |
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View Transaction Audit Logs |
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View Transaction Audit Log By user |
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Printing of Reports |
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| Payment Functions |
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Authorization |
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Sale |
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Capture |
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Credit (or Refund) of Captured Transactions |
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Sale/Auth/Credit/Capture Reversals (or Voids) |
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Batch Close |
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Batch Reports by date |
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Report transactions by Batch number, Transaction type,
date, date range |
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View User Transaction Audit Logs |
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Printing of Reports |
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| Security Support |
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VISA 3D Secure Merchant Plug In |
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IP Authentication of merchant web server (configurable) |
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CVV2/CVC2/CID capable |
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Configuration of User Access Rights |
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SSL for host communications |
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| Supported Host and
Communication Protocols |
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Citibank SSL Gateway Message Specifications |
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ISO8583, Base24, HPDH |
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TCP/IP, TCP/IP w/ SSL |
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HTTP, HTTPS |
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| Hardware |
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Dual CPU Pentium III 1GHz Class Server or equivalent
server |
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512GB RAM or above |
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20GB HDD |
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| Software |
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Operating System :- Solaris/ Linux/ Windows (or any OS supporting
Sun JVM 1.4) |
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Database :- Firebird / Oracle 9i / MS-SQL Server 7.0 / DB2
or any Database Server with JDBC Driver |
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Application/Web Server :- Apache Web Server 1.3.22 with Tomcat
3.3/Resin Web Server/ WebLogic / Iplanet / Websphere or any
application server that supports JSP 1.2 and Servlet 2.3 and
above |
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Browser:- Internet Explorer 5.0 and above or equivalent (for
Merchant to access merchant administration screen) |
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Online transactions are considered ‘card not present’
transactions and are inherently riskier. Losses incurred from chargeback
penalties, inventory loss and shipping costs can exceed the product
price alone! Fraud Detection Server (FDS) integrated within the PPS
payment platform is the most effective solution available to provide
“risk scoring” for every transaction, based on the fraud
parameters configured by you.
Fraud Detection Server (FDS) Features
Fraud Scoring
Create business-specific rules to enable sophisticated
transaction profiling intelligence to be applied. |
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Email Verification with correctly formed
syntax |
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Free Public Email Address Check |
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Frequency of Purchase |
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Multiple Attempt Indicator |
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Duplicate Purchase Check |
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IP Locator |
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Card and card type matching check |
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Velocity Check |
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Transaction Footprint Check |
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High Risk Shipping Country Check |
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High Shipping Cost Check |
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High Risk Purchase Hour Check |
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Centralized Blacklisted Pool
Receive warning alerts. Subscribe to centralized Blacklist
Database to enjoy another layer of protection against
fraudulent transactions. |
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Real-time query and matching to Blacklist
database |
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Alert Warning for matched blacklist |
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Submission to Blacklist database for
fraudulent transactions |
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Fraud Tools
Fraud Tools are powerful tools to further verify the identity
of your customers and conduct further review to ensure
a bona-fide transaction. |
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Shipping Address Verifier |
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Reverse lookup on telephone number |
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Domain Verifier |
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Freight Forwarder Verifier |
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IP Locator matching IP to city/state and
country |
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