Infinitium ePayment simplifies online payment processing by providing a reliable, secure, and affordable way to accept payments, no matter what the size of your business. Powered by PAYMENT POS Server (PPS), our robust payment platform and secured with Fraud Detection Server (FDS), you can now transact online and allow your customers to purchase within your site with confidence.
The PAYMENT POS Server version 2.0 [PPS] is a payment platform designed to provide payment connectivity over the Internet between customers, merchants and financial networks. Combined with Infinitium’s Fraud Detection Server (FDS), PPS offers the most effective way to streamline the flow of online payments quickly, safely, and above all, securely.


PPS simplifies your ecommerce transactions and gives you the power to secure your site, while giving your customers the assurance they need to purchase your goods or services over the Internet. In short, we make it easy for your customers to pay you.

Ease of Implementation
  • PPS supports both hosted and non-hosted merchant environments.
  • Application Program Interfaces (API) and Software Development Kits (SDK) for ease of integration into existing legacy systems.
       
    Versatile Payment Platform
    Supports various payment methods and mechanisms via Payment Adaptor in one common platform:
  • ISO Adaptors for E-POS bank card
  • SSL Adaptors for Credit card and Debit card
  • HTTPS Adaptors for inter-bank e-Debit (FPX by MEPS)
  • Phone Adaptors for CTI-based PABX Phone Credit Card
  • WAP Adaptors for WAP and GRPS Credit Card
  • SMS Adaptors for SMS Credit Card
  • MPI Adaptors for 3D Secure and SPA-UCAF
  • Batch Adaptors for offline transactions such as MEPS Cash and e-purse
       
    Security
  • PPS operates via 128 bit SSL encryption and standard secure customer authentication protocols such as Visa’s ‘Verified by Visa’ and MasterCard’s ‘Secure Codes’.
  • SSL server authentication confirms a web server’s identity prior to processing transactions.
  • Communication between PPS, merchant and customer is protected from alteration by third parties during transmission, protecting your data integrity.
       
    Powerful Merchant Administration Tool
  • Comprehensive transaction management and reporting via merchant administration tool giving you access to your online transactions anytime, anywhere.
  • Extensive operational control to support a wide range of payment transactions such as Authorization, Sale, Capture, Refund, Reversals and Batch Settlement
  • Flexibility in selection of operation modes; automatic, manual or both.
       


    Operator Administration
  • Create and Administer Users
  • Create and Administer Merchants
  • Create and Administer Acquirers
  • Create and Manage Batch Close Scheduler
  • View Batch and Transaction Summary
  • View Transaction Audit Logs
  • View Transaction Audit Log By user
  • Printing of Reports
    Payment Functions
  • Authorization
  • Sale
  • Capture
  • Credit (or Refund) of Captured Transactions
  • Sale/Auth/Credit/Capture Reversals (or Voids)
  • Batch Close
  • Batch Reports by date
  • Report transactions by Batch number, Transaction type, date, date range
  • View User Transaction Audit Logs
  • Printing of Reports
    Security Support
  • VISA 3D Secure Merchant Plug In
  • IP Authentication of merchant web server (configurable)
  • CVV2/CVC2/CID capable
  • Configuration of User Access Rights
  • SSL for host communications
    Supported Host and Communication Protocols
  • Citibank SSL Gateway Message Specifications
  • ISO8583, Base24, HPDH
  • TCP/IP, TCP/IP w/ SSL
  • HTTP, HTTPS
     


    Hardware
  • Dual CPU Pentium III 1GHz Class Server or equivalent server
  • 512GB RAM or above
  • 20GB HDD
       
    Software
  • Operating System :- Solaris/ Linux/ Windows (or any OS supporting Sun JVM 1.4)
  • Database :- Firebird / Oracle 9i / MS-SQL Server 7.0 / DB2 or any Database Server with JDBC Driver
  • Application/Web Server :- Apache Web Server 1.3.22 with Tomcat 3.3/Resin Web Server/ WebLogic / Iplanet / Websphere or any application server that supports JSP 1.2 and Servlet 2.3 and above
  • Browser:- Internet Explorer 5.0 and above or equivalent (for Merchant to access merchant administration screen)
     

    Online transactions are considered ‘card not present’ transactions and are inherently riskier. Losses incurred from chargeback penalties, inventory loss and shipping costs can exceed the product price alone! Fraud Detection Server (FDS) integrated within the PPS payment platform is the most effective solution available to provide “risk scoring” for every transaction, based on the fraud parameters configured by you.

    Fraud Detection Server (FDS) Features
    Fraud Scoring
    Create business-specific rules to enable sophisticated transaction profiling intelligence to be applied.
  • Email Verification with correctly formed syntax
  • Free Public Email Address Check
  • Frequency of Purchase
  • Multiple Attempt Indicator
  • Duplicate Purchase Check
  • IP Locator
  • Card and card type matching check
  • Velocity Check
  • Transaction Footprint Check
  • High Risk Shipping Country Check
  • High Shipping Cost Check
  • High Risk Purchase Hour Check
    Centralized Blacklisted Pool
    Receive warning alerts. Subscribe to centralized Blacklist Database to enjoy another layer of protection against fraudulent transactions.
  • Real-time query and matching to Blacklist
    database
  • Alert Warning for matched blacklist
  • Submission to Blacklist database for
    fraudulent transactions
    Fraud Tools
    Fraud Tools are powerful tools to further verify the identity of your customers and conduct further review to ensure a bona-fide transaction.
  • Shipping Address Verifier
  • Reverse lookup on telephone number
  • Domain Verifier
  • Freight Forwarder Verifier
  • IP Locator matching IP to city/state and
    country